Generally, you should engage a personal injury lawyer immediately after being involved in an accident. However, many people fail to do so until it is too late. If you have already started speaking to an insurance company, you might make a terrible mistake. Dealing with insurance companies can be frustrating, and you also risk slashing down your claim amount without the right negotiation skills. So always let your lawyer deal with insurance adjusters. Below are situations that might arise when you decide to deal with insurance companies yourself.
1. They Might Reject Your Claim
Cases of insurance companies offering absurdly low claim amounts are not unheard of. But in the worst-case scenarios, they may not accept your claim, which is pretty frustrating. Such news could even worsen your condition because apart from seeking treatment for the injuries, you also need to cover your medical bills.
Fortunately, you can maneuver your way out of such a situation by working with a lawyer. These legal experts are skilled and can help you fight for your rights. Generally, insurance companies don't want to accept liability. However, your attorney can get to the bottom of the matter, prove your innocence, and receive your settlement.
2. The Insurance May Take Longer to Respond or Pay the Claim
Another possible outcome when dealing with insurance companies is that sometimes they take longer to respond or release payment. Therefore, you might suffer more if you have severe injuries that need treatment for a long time. So, you need to be compensated to settle the hospital bills. Fortunately, the lawyer can help rush the process. The mere fact that you have an attorney taking care of your situation will cause the insurance company to act fast.
3. You Might Make Mistakes During Negotiations
The most challenging part of a personal injury case is negotiations with insurance adjusters. More often than not, they will offer lowball offers, which may not be enough to cover your bills or lost wages. In addition, they might not offer the compensation you deserve unless you seek the help of a lawyer. An experienced lawyer has a few legal options to compel them to settle your claim as soon as possible.
Whatever kind of personal injury you have gone through, be it a slip, fall, car crash, or medical negligence, you need help from an attorney. Never get tempted to do anything on your own because it might be disastrous. A lawyer can assess your situation, gather relevant evidence, and increase your chances of getting compensated. Contact a law office like the Law Offices of Gavin W Murphy, PLLC to learn more.
Share18 January 2022
After I was in a car accident, I wasn't sure what I was going to do in the future. I had some really significant back and neck pain, so I started talking with a lawyer about how to recover some of my losses. I began working with an attorney to take care of things, but I was nervous about how the process would unfold. I began working with the attorney to evaluate every component of the incident, and help me to decode the problems I was faced with. We worked on learning more about the lawsuit, and it helped me to make sense of the situation. Learn more about accidents on this blog.